Save Job Back to Search Job Description Summary Similar JobsExcellent opportunity for someone with lifetime mortgage application experienceFast growing scale up company with exceptional opportunities to progressAbout Our ClientOur client is a tech-enabled challenger brand helping to deliver better customer outcomes.Job DescriptionReviewing Lifetime Mortgage applications against Lending Policy to ensure robust underwriting decisions are made.Managing a portfolio of cases to completion. Each case to be Underwritten accurately by assessing loan documentation, including valuation reports and if required, Credit reports, and requesting additional information from brokers and customers where required, highlighting any concerns that you may have.If case is outside mandate, present your recommendation to a Senior Underwriter for approval. You will communicate lending decisions on a timely basis to internal stakeholders, presenting your rationale and responding to any challenges.Working closely with Case Managers to gather all information from third parties.Speak extensively to Brokers to allow cases to progress efficientlyComplying with all regulatory requirements by ensuring all mandatory training requirements are met, a strong understanding of regulatory compliance and principles of credit risk demonstrated.Complying with all conduct rules which are from time to time issued by appropriate Regulatory bodies (e.g., FCA, PRA etc)Help, as required, the Completion team to ensure that any Solicitors questions are answered quickly and effectivelyThe Successful ApplicantA successful Lifetime Mortgage Underwriter should have: Experience underwriting lifetime mortgage applications, specifically within a specialist lender or experience in the packaging or preparation of cases for Underwriting.Strong attention to detail and consistent accuracy levels.Strong communicator with an ability to speak with both Brokers and Customers.A strong understanding of the UK housing market and FCA regulation.Ability to analyse information to enable prompt decision making and problem solvingWhat's on OfferA competitive salary in the range of £40,500 to £49,500.An opportunity to work in a fast-paced and challenging environment in the financial services industry.A supportive and collaborative work culture.Generous holiday leave.The chance to grow your career within a large organisation with a strong presence in the UK.Exceptional progression opportunities in a fast growing scale upWe encourage all candidates who meet the above criteria and are looking to advance their careers in the financial services industry to apply for this exciting opportunity in London.ContactSimon EastQuote job refJN-052025-6747570Phone number+44 207 645 1419Job summaryJob functionInsuranceSubsectorUnderwritingSectorInsuranceLocationLondonContract typePermanentConsultant nameSimon EastConsultant phone+44 207 645 1419Job referenceJN-052025-6747570
