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Equity Release Underwriter

City of London Permanent £43,000 - £45,000 per year View Job Description
The Equity Release Underwriter role involves assessing Lifetime Mortgage applications in line with lending policy, ensuring accurate and timely decisions to support customer needs. Working within a small, agile underwriting team, you will liaise with brokers, solicitors, and internal stakeholders to drive cases to completion.
  • Gain exposure in a fast-growing, tech-enabled financial services company
  • Develop your underwriting and decision-making skills in a supportive environment

About Our Client

The client is an ambitious, innovative insurance provider focused on improving access to mortgages for people aged 50 and above. They operate in a dynamic, tech-driven environment with a mission to challenge traditional barriers in the mortgage market and promote financial inclusivity. They are rapidly expanding their team based in the City of London.

Job Description



The Equity Release Underwriter will be expected to:



  • Assess Lifetime Mortgage applications against lending policy and regulatory requirements.


  • Manage a pipeline of cases through to completion, reviewing documentation such as valuations and credit reports.


  • Liaise closely with brokers, solicitors, and internal teams to progress applications efficiently.


  • Present recommendations for cases outside of mandate to senior underwriters.


  • Support the completions team when necessary, ensuring timely and clear responses.



The Successful Applicant

The successful candidate will be a detail-oriented, proactive individual with some experience in underwriting, case packaging or mortgage processing. You will have strong communication skills, the ability to analyse information, a good grasp of FCA regulations, and a collaborative mindset suited to a fast-paced environment.

What's on Offer

The successdul Equity Release Underwriter will receive an advanced benefits package, including:



  • 30 days holiday plus bank holidays


  • Health cash plan and employee assistance programme


  • Growth shares and a salary sacrifice pension scheme


  • Structured quarterly career development planning


  • A hybrid working model with 3 days in a central London office


  • A vibrant, forward-thinking culture with a strong focus on wellbeing and innovation



Contact
Felix Marufu
Quote job ref
JN-052025-6747009
Phone number
+44 207 645 1441

Job summary

Job function
Insurance
Subsector
Underwriting
Sector
Insurance
Location
City of London
Contract type
Permanent
Consultant name
Felix Marufu
Consultant phone
+44 207 645 1441
Job reference
JN-052025-6747009