Collections Analyst - Collections & Credit Risk - Fintech

London Permanent £60,000 - £80,000 per year View Job Description
Working for a fast-paced, high growth Fintech as a Risk analyst focusing on interlinking credit risk with the businesses collections and recovery strategy.
  • Working for one of the Top 250 rated Fintech companies globally.
  • Newly created role offering a competitive salary and stock options.

About Our Client

Having recruited for this client a number of times previously, I am extremely excited to be partnered with them again!

My client is a fintech who have grown rapidly since their inception in 2016 and now boast a workforce of over 300 people. They have been named as one of the Sunday Time Best Companies to Work For 2024, recognising the way in which they reward and develop their people as well as their commitment to diversity and inclusion.

They have expanded across Europe and have recently taken on the US market with a significant capital injection from a well known investment bank.

My client operates within the business loans space and is a leader in capital provision to SME's and seasonal business, they are also committed to providing equitable access to capital and provide 18% more funding to female owned businesses than the industry standard.

Job Description

My client is looking to hire a Collections Analyst with with credit and collections risk to join their growing Credit Risk team and report into the Head of Credit Risk.

In this newly created post you will play a pivotal role in bridging the gap between collections and credit risk by utilising data to enhance collections strategies, reduce credit risk exposure, and improve recoveries.

  • Utilise SQL to analyse collections data, identifying key trends and performance indicators that inform decision-making. Use insights to improve collections efficiency and reduce credit risk
  • Develop actionable insights that inform strategic decision-making aimed at improving collections efficiency and reducing credit risk.
  • Work closely with the Head of Collections team to develop and implement data-driven strategies that optimise collections and recoveries while minimising credit risk.
  • Prepare and deliver detailed reports on collections performance, highlighting critical metrics, trends, and recommendations for improving collections and mitigating credit risk.
  • Maintain and ensure the accuracy of collections data by updating and managing relevant databases and systems to support effective decision-making.
  • Support teams across Finance, Sales, Underwriting, and Customer Service to ensure a cohesive approach to managing credit risk, aligning collections strategies with broader risk mitigation efforts.

The Successful Applicant

  • Strong working knowledge of SQL for data analysis and reporting.
  • Ability to use SQL in order to analyse loss curves, draw downs and vintage analysis
  • Proven experience in credit collections, with an understanding of the SME collections process.
  • Ability to analyse data to identify trends and performance indicators that drive strategy development.
  • Experience in building and managing collections strategies.
  • Working knowledge of Python for advanced data analysis and automation.



What's on Offer

  • Base salary of £60,000-£80,000 dependant on experience.
  • Bonus circa 10%
  • Share options
  • Private Medical
  • Enhanced Maternity and Paternity Leave
  • Free Gym in office
  • Pet creche in case you wish to bring your dog to work
  • Subsidised Lunch
  • Food allowance for working late
  • In-office Masseuse
  • London based office, in circa 4 days per week.
Contact
Rebecca Scuffam
Quote job ref
JN-092024-6526155
Phone number
+44 207 269 2171

Job summary

Job function
Banking & Financial Services
Subsector
Risk Management
Sector
Financial Services
Location
London
Contract type
Permanent
Consultant name
Rebecca Scuffam
Consultant phone
+44 207 269 2171
Job reference
JN-092024-6526155