Senior Credit Risk Analyst

Senior Credit Risk Analyst will :

· Provide high quality and independent credit risk assessments and recommendations

for corporate, financial institution and sovereign counter parties, issuers and clients.

· To provide comprehensive and accurate credit analysis of country risks where needed.

· To provide technical support, advice and assistance to all Business Areas on credit

related matters.

· To provide advice in respect of the structuring of prospective transactions and guidance

in respect of the completion of credit proposals to ensure all risks are identified in an

efficient manner.

· To maintain a keen interest and awareness of market trends in international business

including key trends and events in the UK and international credit markets.

· To assist with arranging of local Credit Committee meetings and approvals and the

presentation of credit proposals to Head Office Credit Committees.

· To assist in establishing and maintaining credit risk management controls, systems and

procedures that meet the requirements of the Branch and external auditors.

· To monitor adherence to approved credit limits and to ensure that the Deputy Head of

Risk is informed of all material excesses on the same working day as identified.

· To ensure that all credit risks are properly monitored and controlled and to ensure that

the credit limits are all formally reviewed as per the Branch's internal policies.

· To minimise the time taken between problem recognition and cash recovery; to

undertake regular monitoring and review of 'problem' loan's.

· To assist with the review and development of credit risk policies and procedures.

· Read and understand the Risk Management & Compliance framework (and the policies