Credit Risk Analyst

The Credit Risk Analyst will :

* Review transaction and ensure transactions comply with credit sanctions and documentation requirement, and evaluate sector, environmental and business risks associated with the credit requests.

* Partner with key stakeholders to review new structures, policy exceptions and control solutions.

* Interact and manage expectations with 1LoD (business and sales team) and guide them in risk identification, analysis and presentation.

* Monitor customer covenants.

* Assist any coordinating any drawdowns in facility and maintain appropriate records and reporting as required.

* Work collaboratively with other risk disciplines such as operational risk where appropriate to ensure enterprise wide view of risk is considered for a counterparty, portfolio, asset class etc.

* Maintaining an updated watchlist and informing the team of any news that may change a recommendation or require senior management action and Liaising with Finance for IFRS 9 provision model calculating & reporting

* Proactively monitoring loan portfolio and identify important early warning signals for 1LoD

* Prepare monthly reports and provide recommendations to committee

* Attend Credit Committee meetings for the purpose of taking notes and subsequently drafting a full set of minutes for approval by the committee members.

* To abide by the requirement of the FCA's Consumer Duty Regulations to ensure customers' needs are placed first and fairness and good value remains at the heart of the Bank's products and services.

* Other functions and tasks as maybe required to assist the CRO.